Payments review

Find

Displays the payments satisfying the filter parameters.

Clear

Clears all specified filter parameters on the current tab.

Hide the current filter.

Group of payment means

Drop-down list of means groups (All (by default), card, E-wallet, other).

Mean type

Drop-down list of means types (VISA, AMEX, CASH and etc.), please at first select the type of payment mean.

Date from

Begin of the period for the displayed payments. The day, month, year, hour, and minutes can be specified. The date can be chosen using the calendar.

Date to

End of the period for the displayed payments. The day, month, year, hour, and minutes can be specified. The date can be chosen using the calendar.

Result

Drop-down list of payment processing results on the payment gateway side.

Mean number

Search by this field ignores the other fields (for example, time period or type of payment means), it is performed over all transactions available to the current user.

Payment number

Number of the payment in the external system.

Amount from

The lower limit of the payment amount for the search.

Amount to

The upper limit of the payment amount for the search.

Merchant

The merchant ID should be specified here. Here SOFI merchant ID is used. You can use the search button 'Select' to find a merchant (the search is described below).

Risk

Drop-down list: All , Clear , Suspicious , Fraud.

(Details about the fraud probability you can find below).

Card holder

Search performed by full match but it is not case-sensitive. Search value can be specified by mask (see description below).

Customer e-mail

Search performed by full match.

Mobile phone

Search by payer mobile phone number, performed by full match.

Sorting

Default sort order of entries in the table is in order of decreasing date of payment. You can change the sort order of records in the table by selecting options from the drop down list.

Order

The parameters of the order, which was paid:

·          BillNumber - bill number in the external system;

·          OrderNumber - number of order in the external system;

·          Merchant ID - merchant identity number (external merchant ID);

·          Merchant - merchant name.

Clicking on the icon takes you to the detail of this order.

Date

Payment date in format DD.MM.YYYY HH:MM.

Payment

Payment parameters:

·          Payment ID in the external system;

·          Status of the payment in the external system.

Amount

Original payment amount, the icon corresponds to the currency of payment.

Payment mean

Payment mean parameters:

·          Payment mean number (masked);

·          Payment mean holder;

·          Expiration date;

·          Issuer bank name;

·          Country of the issuer bank.

The icon corresponds to the group and type of payment mean.

Payer

Payer parameters:

·          Last and first name of payer;

·          E-mail address;

·          Merchant's internal customer identification;

·          Phone number.

Risk

Risk parameters:

Fraud percentage;

Reasons for the fraud-status determination.

Each reason for the fraud-status has its own icon:

·          fraud-status was determined by the mathematical modeling methods;

·          corresponds to the 'clear' fraud-status but no checks were performed by mathematical modeling methods as insufficient data were provided for the payment;

·          corresponds to the 'clear' fraud-status but no checks were performed;

·          fraud-status was determined by expert;

·          according to 'Black list' of payment attributes;

·          according to trust 'white-list' of payment attributes;

·          according to allowing white list, when payment attributes are out of that list;

·          by corresponding to the filter on card number;

·          by corresponding to the filter on E-mail;

·          by corresponding to the filter on unique payer identity values under application/service of external system;

·          payment was successfully checked by mathematical methods and passed all filters but some characteristics of payment  look like  payments that were considered as fraudulent;

·          by corresponding to the filter on customer country (country is determined by customer IP-address);

·          by corresponding to the filter on issuer-bank country;

·          by corresponding to the filter on IP-address;

·          due to the card belonging to list of trusted cards;

·          due to the IP belonging to list of trusted IP-address;

·          due to fraud-lists from bank;

·          by corresponding to the filter on customer phone number;

·          in accordance with the limit (based on aggregated payments for a certain period) for the merchant, external system or the payment application.

Device

Description of the user device, which is used for payment.

Each type of device its own icon:

·          computer;

·          phone.

Configures number of rows to be shown on the page (select the value from the drop-down box), in the result will be shown not more than specified number of payments on each page.

You can go to the last page by pressing “»»»»” button or return to the first page by pressing “««««”.The next page of the payments is available by pressing “»” button and you can go on previous page by button “«”.

Payment ID (payment identity)

Processing

CODE:

Operation execution code (from processing center). Each processing center uses its own codes.

DATE

Date of a payment transaction execution in processing center. UTC data (GMT-0) or GMT+ hour-offset.

RESPONSE

The result code of payment from processing center.

RRN/STAN:

·          Retrieval Reference Number (formed by processing center by its own algorithm) for processing centers which transmitting RRN (currently: BPC, BPCBel, RAIF, SviazBank, MBank, AmexPOA and  MULT-family)

or

·          another possible transaction number.

Card

Type (subtype) of card

Type (Visa, for example), subtype (Electron, for example) of card.

Country

Country of the issuer bank

Card number

Bank card number (first 6 and last 4 digits only).

Card holder

Card holder (full name).

VALID THRU:

Expiration date

Bank

Issuer bank name

Did the CSC were entered:

·          yes;

·          no.

The 3DSecure authorization results:

·          success;

·          not success;

·          attempt;

·          unknown.

The result of 3DSsecure involvement check:

·          involved;

·          not involved;

·          unknown;

·          error appears during the involvement check.

Suspicious

Statistical analysis

Statistical analysis has revealed <the mathematical model score percentage>% fraud.

Neural network analysis

Neural network analysis has revealed <the mathematical model score percentage>% fraud.

Method of constructing CART

The analysis by constructing CART (Classification and Regression Tree) found <the mathematical model score percentage>% fraud.

Expert mark

Expert set payment fraud suspicious as <score percent that were set by expert>.

The total score:

Possible values of status - Neat, Suspicious, Fraud.

Ad parameter into list:

Card number

Add the payment mean of current payment to the list.

E-mail

Add E-mail address of current payment’s payer to the list.

User ID

Add user ID of current payment’s payer to the list.

Reason

The reason for adding the parameter(s) to the list.

·          Blocked – the number of mean of payment and E-mail address are being added to the "black" lists, and if these values were presented in the corresponding "white" lists, they are become inactive there; the user ID is added to the domain filter. ID пользователя добавляется в доменный фильтр.

·          Checked - the number of mean of payment and E-mail address are being added to the "grey" lists, and if these values were presented in the corresponding "white" or "black" lists, they are become inactive there; the user ID is become inactive in the domain filter, if this value was presented there.

·          Trusted - the number of mean of payment and E-mail address are being added to the "white" lists, and if these values were presented in the corresponding «grey» or "black" lists, they are become inactive there.

Date

Payment date in SOFI

External system

Name of the external system which provided the payment data

Merchant

Merchant name

Order number

Number of order

Bill number

Bill number

Payment ID

ID of the payment in the external system

Amount

Original payment amount

Currency

Original payment currency

Payment result

Status of the payment in the external system

Risk

Percentage of fraud suspicion (description is below)

Test mode

Yes/No

Recurring indicator

Yes/No

Two-step schema

Yes/No

Type

Visa, for example

Subtype

Electron, for example

Exp. date

Expiration date

Card holder

Card holder (full name)

Country

Country of the issuer bank

Bank

Issuer bank name

CSC provided

Did the CSC were entered (yes/no)

3DSsecure authorization result

The 3DSecure authorization results (Y - success, N – not success, A - Attempt, U – unknown)

3DSsecure involvement check result

The result of 3DSsecure involvement check (1 – involved, 0 – not involved, -1 – unknown, null – error appear during the involvement check)

Corporate card

Yes/No

E-mail

Payer E-mail provided in order

Phone

Payer phone number

Mob. phone

Payer mobile phone number

IP

IP-address of the payer

Country of IP

Country determined by IP

Country

Payer country specified during order payment

State/Region

Payer state/region specified during order payment

City

Payer city specified during order payment

Address

The address specified during order payment

The data on the user's system environment

Approval code

Operation execution code (from processing center). Each processing center uses its own codes.

Process date

Date of a payment transaction execution in processing center. UTC data (GMT-0) or GMT+ hour-offset.

Response code

The result code of payment from processing center.

Response comment:

Explanation of the result code from the payment processing center.

RRN or STAN:

·          Retrieval Reference Number (formed by processing center by its own algorithm) for processing centers which transmitting RRN (currently: BPC, BPCBel, RAIF, SviazBank, MBank, AmexPOA and  MULT-family)

or

·          another possible transaction number.

Product data

Billing number

Abonent's id number, according to the type of billing, for payment of goods and services.

Billing type

The type of subscription contract for the provision of telecommunications services, etc.

Passengers

Route

Time of departure

PNR

Mobile device ID

Unique number of the user device (UDID, IMEI, MEID, ESN or IMSI).

Device

Description of the user device, which is used for payment.

Application

Name of the application, which is used for payment.

Application version

Version of the application, which is used for payment.

MAC-address

MAC address of the user device.

Android ID

ID of Android device.

Latitude (deg.)

Geographic latitude coordinates defining the position of the payer on the Earth's surface. Specified in degrees. For example, 55.755831.

Longitude (deg.)

Geographic longitude coordinates defining the position of the payer to the Earth's surface. Specified in degrees. For example, 37.617673.

Testing was not performed due to lack of payment details.

If not enough data was been transferred for analysis.

Fraud checking is disabled for the merchant

If the payments are verified by the expert

Statistical analysis has revealed <the mathematical model score percentage>% fraud,

neural network analysis  has revealed  <the mathematical model score percentage>% fraud.

The analysis by constructing CART (Classification and Regression Tree) found <the mathematical model score percentage>% fraud.

If the payment has passed the check by mathematical models.

Expert set payment fraud suspicious as <score percent that were set by expert>

If the payment has evaluated by expert.

There are dangerous signs of the payment:

Suspicious data are displayed

Can’t resolve the client IP

Card is in the 'Black list' of cards

Email is in the 'Black list' of e-mails

Cookie is in the 'Black list' of cookies

Cookie support is switched off

JavaScript support is switched off

Payer conducted fraudulent payments (number of payments)

There are similar fraudulent payments (number of payments)

Payer country and country of IP mismatch

Payer country and card country mismatch

Country of IP and card country mismatch

No CSC were provided during the payment

Mismatch of the payment parameters repeatability

Card holder and payer name mismatch

Address without any digit

The total score of the payment fraud: <Status>

Possible values of status - Neat, Suspicious, Fraud.